Home Site/Construction Loans

Whether you’re buying land for a future home or ready to begin building now, AgHeritage Farm Credit Services has a program just right for you.


Reasons to choose AgHeritage FCS:

Loans for home sites:

  • As low as 20% down payment, plus closing costs
  • Adjustable or fixed rates, up to 15 years with monthly payments
  • No prepayment penalties
  • One page loan application
  • Decision within one hour
  • Perk test is required

Construction loans:

  • Up to 9 months
  • Variable rate tied to Prime
  • Monthly interest payments
  • Draws tailored to builder’s needs
  • One-step construction to permanent financing available up to 85%



NMLS ID 627923

[ Disclaimer | Privacy Policy | Equal Credit Opportunity Act | Fair Housing Act | Equal Opportunity Employer | Equal Housing Lender ]