Young, Beginning & Small Farmers

AgHeritage Farm Credit Services Young, Beginning and Small Farmer program is designed and targeted to fit the needs of the next generation farmer. The Young, Beginning and Small Farmer program offers flexible credit approval, pricing and fee discounts, and relaxed underwriting standards for eligible Young, Beginning and Small Farmers. Participants are also encouraged to take advantage of young and beginning farmer programs offered by the Farm Service Agency and the Cooperative Extension Service.

You are eligible for this program if you fit the following criteria:

  • Are 35 years of age and younger 
  • A beginning farmer in the process of establishing an agricultural operation and have not assumed full control and risk of the operation for longer than five (5) years
  • AgHeritage FCS approved loan application(s)

We are Committed to the next generation and Young, Beginning, Small Farmers

The AgHeritage Board of Directors understands first hand the importance of supporting such programs as the Young, Beginning and Small Farmers and additional products and services for next generation farmers in our market. These programs are seen as opportunities to contribute to shaping the future of American farmers and ranchers.

We support and encourage continuing education through sponsorships of educational events such as the Arkansas State University Agricultural Business Conference and other seminars held throughout the year. We also support local FFA and 4-H chapters and offer a scholarship program for dependent children of AgHeritage FCS shareholders as well as a university scholarship program which is available to customers and non-customers.

For more information on the Young, Beginning and Small Farmer program contact your 
local branch office


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