As a cooperative, AgHeritage Farm Credit Services provides many benefits to our customer-owners, to include our Patronage Program. When someone borrows from AgHeritage Farm Credit Services they become an owner, therefore they share in the benefits of ownership. The Patronage Program is a mechanism through which customer-owners are rewarded for having their loans with us.
AgHeritage Farm Credit Services’ commitment to our markets and customer-owners has resulted in a successful association. AgHeritage Farm Credit Services has reached a point in growth and financial position where we can remain financially strong and still return a portion of our earnings to our customer-owners. We want to share the success of AgHeritage Farm Credit Services directly with our customer-owners through patronage refunds.